Privacy Policy

Michael Selch is the legal owner of house-exam.com
and all associated products and services within.




Last Updated: September 14, 2007

Michael Selch strives to offer visitors the many advantages of Internet technology and to provide an interactive and personalized experience. I may use Personally Identifiable Information (your name, e-mail address, street address, telephone number) subject to the terms of this privacy policy.

I do not sell, barter, loan, or rent your email address or personal information
to any unauthorized third party.


How I gather information from users
How I collect and store information depends on the page you are visiting, the activities in which you elect to participate and the services provided. For example, you may be asked to provide information when you register for access to certain portions of our site or request certain features, such as newsletters or when you make a purchase. As with most websites, Michael Selch may also collect information automatically and through the use of electronic tools that may be transparent to our visitors. For example, I may log the name of your Internet Service Provider or use cookie technology to recognize you and hold information from your visit. Among other things, the cookie may store your user name and password, sparing you from having to re-enter that information each time you visit, or may control the number of times you encounter a particular advertisement while visiting our site. As I adopt additional technology, I may also gather information through other means. In certain cases, you can choose not to provide me with information, for example by setting your browser to refuse to accept cookies, but if you do you may be unable to access certain portions of the site or may be asked to re-enter your user name and password, and I may not be able to customize the site's features according to your preferences.

What I do with the information we collect
Like other web publishers, I may collect information to enhance your visit and deliver more individualized content and advertising.

I respect your privacy and do not share your information with anyone.

Aggregated Information (information that does not personally identify you) may be used in many ways. For example, I may combine information about your usage patterns with similar information obtained from other users to help enhance our site and services (e.g., to learn which pages are visited most or what features are most attractive). Again, this information does not include any Personally Identifiable Information about you or allow anyone to identify you individually.

I may use Personally Identifiable Information collected on any Michael Selch website to communicate with you about your registration and customization preferences; our Terms of Service and privacy policy; services and products offered and other topics I think you might find of interest.

Personally Identifiable Information collected by Michael Selch may also be used for other purposes, including but not limited to site administration, troubleshooting, processing of e-commerce transactions, and other communications with you. Certain third parties who provide technical support for the operation of our site (our web hosting service for example) may access such information. I will use your information only as permitted by law. In addition, from time to time as I continue to develop my business, I may sell, buy, merge or partner with other companies or businesses. In such transactions, user information may be among the transferred assets. I may also disclose your information in response to a court order, at other times when I believe I am reasonably required to do so by law, in connection with the collection of amounts you may owe to me, and/or to law enforcement authorities whenever I deem it appropriate or necessary. Please note I may not provide you with notice prior to disclosure in such cases.

Affiliated sites, Linked sites and Advertisements
Michael Selch expects partners, advertisers and affiliates to respect the privacy of my users. Be aware, however, that third parties, including my partners, advertisers, affiliates and other content providers accessible through our site, may have their own privacy and data collection policies and practices. For example, during your visit to my sites you may link to, or view as part of a frame on a Michael Selch web page, certain content that is actually created or hosted by a third party. Also, through any Michael Selch web page you may be introduced to, or be able to access, information, websites, features, contests or sweepstakes offered by other parties. Michael Selch is not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party.

While on my sites, advertisers, promotional partners or other third parties may use cookies or other technology to attempt to identify some of your preferences or retrieve information about you. For example, some of my advertising is served by third parties and may include cookies that enable the advertiser to determine whether you have seen a particular advertisement before. Other features available on my sites may offer services operated by third parties and may use cookies or other technology to gather information. Michael Selch does not control the use of this technology by third parties or the resulting information, and is not responsible for any actions or policies of such third parties.

You should also be aware that if you voluntarily disclose Personally Identifiable Information on message boards or in chat areas, that information can be viewed publicly and can be collected and used by third parties without my knowledge and may result in unsolicited messages from other individuals or third parties. Such activities are beyond the control of Michael Selch and this policy.

Children
Michael Selch does not knowingly collect or solicit Personally Identifiable Information from or about children under 13 except as permitted by law. If I discover I have received any information from a child under age 13 in violation of this policy, I will delete that information immediately. If you believe Michael Selch has any information from or about anyone under age 13, please contact us at the address listed below.

Contacting Us
I can be reached by contacting:

Michael Selch.
206 N.
Nebraska St.
North
Salem, IN  46165
765-676-6884

Email: mike@House-Exam.com


Changes to this Policy
Michael Selch reserves the right to change this policy at any time. Please check this page periodically for changes. Your continued use of our site following the posting of changes to these terms will mean you accept those changes. Information collected prior to the time any change is posted will be used according to the rules and laws that applied at the time the information was collected.

Governing law
This policy and the use of this website are governed by
Indiana law. If a dispute arises under this Policy I agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Indianapolis, IN.  Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.

If it proves impossible to arrive at a mutually satisfactory solution through mediation, I agree to submit the dispute to binding arbitration at the following location:
Indianapolis, IN., under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.

This website is solely controlled, operated and administered entirely by Michael Selch. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

 



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